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Financial Aid

Financial Aid for Current & Prospective Students

Applying for and receiving financial aid can be an overwhelming process. Having patience and being diligent will make the process work for you. If you plan ahead and follow the necessary steps throughout the process you will be able to maximize your financial aid opportunities. It's worth the time and effort!

Federal Assistance

Grants
Grants are funds that do not have to be repaid. They are available to students who meet financial need requirements. The most common grants are Supplemental Educational Opportunity Grants (SEOG) and Pell Grants

SEOG
The SEOG assists qualified undergraduate students who would be unable to attend college without aid. Annual awards are up to $1000 depending on need.

Pell Grant
Pell Grants are a need-based entitlement for students and are not affected by other aid. For qualifying students, the minimum amount is $574 and the maximum amount is $5645 per year.

MCC will always consider your eligibility for grants before any of the loan programs.

Jobs

Many students look to part-time employment on the campus to help supplement their money from home and their other financial assistance. Working part-time while in college not only helps pay the bills, but also enhances your resume for that first job. Manhattan Christian College participates in the Federal Work Study Program. Qualifying for Work Study money does not guarantee the student a job at the college. Qualification is merely the first step for the opportunity to earn the money, students must apply for limited on-campus jobs.

Loans

Loans let you borrow money for college at low interest rates. Most loans are paid back after you finish college.

Perkins Loan
If you qualify, you may be assisted with a Perkins Loan. This loan does not accumulate interest while you are in college, and interest at five percent begins nine months after you cease to be a half-time student. Depending on financial need and the availability of Perkins Loan funds, eligible students may borrow up to $3000 per year.
 

Federal Stafford Student Loans
Federal legislation makes it possible for every student to be eligible for either a Federal Unsubsidized or Subsidized Stafford Student Loan. Freshmen may receive up to a maximum of $3,500 in Stafford Student Loan funds during their first year in college, while sophomores may receive up to $4,500 per year, and juniors and seniors may receive up to $5,500 per year.
 

Federal Direct Subsidized Loan
The Subsidized Loan is based on financial need. Interest does not begin accruing on this loan until six months after the student is no longer at least a half-time student.
 

Federal Direct Unsubsidized Loan
The Unsubsidized Loan is a non-need-based loan available to students who do not qualify for the Federal Subsidized Stafford Loan or may want to borrow in addition to the subsidized loan. Interest begins accruing on this loan starting from the date of borrowing.

You may expect to begin repaying your Federal Stafford Student Loans six months after you cease to be a half-time student. Interest rates on Federal Stafford Student Loans vary with the U.S. Treasury Bill rate every July 1. The interest rate is capped at 8.25 percent.

PLUS Loan
Federal regulations allow for your total cost of attending college to be covered by some form of financial assistance. If after receiving your financial aid awards you find that you still need money, your parents may borrow under the Parent Loan Program for Undergraduate Students (PLUS). The interest rate is set annually and repayment begins after the loan is made. There are some repayment deferments available.

State Aid for Kansas Residents

Kansas Scholarship Program

Manhattan Christian College participates in the State of Kansas Scholarship Program as outlined by the Kansas Board of Regents. For details on the Scholarship Program and its requirements please visit the The State of Kansas Student Aid website or call them at 785-296-3518.

Application priority deadline is April 1. Therefore, you should file the State Scholarship Application and the Free Application for Federal Student Aid (FAFSA) by April 1.

Kansas Grant

Manhattan Christian College also participates in the Kansas Comprehensive Grant Program (KCG) for private Kansas colleges. For more information on the KCG program and requirements, please visit the Kansas Board of Regents website. Priority deadline is April 1.

Application Process

As you can see from the variety of financial aid programs, college can be very affordable. While current regulations allow for all of your educational costs to be covered, you must carefully complete the entire student aid application process in order to take advantage of all of the available assistance.

Every student should apply for federal student assistance. You should never assume, without going through the application process, that you will not qualify for Federal assistance.

  1. Begin your application process by applying for admission to MCC. As you apply for admission, you should start the federal aid application process by completing the Free Application for Federal Student Aid (FAFSA). This application is available online at www.fafsa.ed.gov, from your high school counselor or any college financial aid office. These applications are typically available in November of each year. Applications will not be accepted by the federal processor prior to January 1.
  2. To be considered for all forms of federal assistance for the following fall and spring semesters, you should submit your completed FAFSA by MCC's Federal Aid priority deadline of April 1. If you apply after this date, your chances for receiving the SEOG, Perkins Loan, and Federal College Work Study at MCC may be reduced.
  3. Remember to list MCC as a school to which you wish to have your financial aid information sent. You'll need MCC's federal school code: 001931.
  4. After the federal processor reviews your FAFSA, they will mail you a Student Aid Report (SAR). Please review it for accuracy.
  5. When our school receives the FAFSA. We will complete the packaging process and get you an individualized award letter. Below is the term and conditions of that award letter.

                                             Terms and Conditions 

 

There are also a number of scholarship opportunities you can take advantage of.

Have more questions?

If you need additional information about the financial aid application process or programs, contact your high school counselor or the MCC Financial Aid Office at 785-539-3571 or email Financial Aid Counselor Jenna Keck at jenna.keck@mccks.edu.

To get general information about the federal student financial assistance programs, assistance in completing the FAFSA or to obtain federal student aid publications call 1-800-4-FED-AID (1-800-433-3243) or visit www.fafsa.ed.gov